Box Sd 98, Srodae Eastern atiwaruralbank1 yahoo. Pakyi No2 Po. Box Kumasi Ashanti atwikwancentral yahoo. Box 24, Toase Ashanti atwimamponua yahoo. Shell Block P. Box Ak 19 Akatsi Volta avenorruralbank yahoo. O Box 32 Winneba. Central awumasa yahoo. Box 6, Badu Brong-Ahafo brbbadu yahoo. Box 34 Savelugu Northern westmcb live. Box Bj30, Bawjiase Central bawjiase. Garu P.
Box - Bawku Upper East bessfarb yahoo. Bomaa P. Berekum P. Box , Senase, Berekum. Brong Brong-Ahafo bomosadurb gmail. Box 39, Bongo Upper East bongoruralbankltd yahoo. Box Northern bonzaliruralbank yahoo. Box 34 Savelugu Northern borimangabank yahoo. Box , Kumasi Ashanti bosomefreho yahoo. Box Ashanti bosomtwerb yahoo. Box 25 Upper East bucobank gmail. Box Ts 81 Volta butawururalbank1 gmail. Box Dm , Damongo Northern buuwulosorb yahoo. Box 18, Abesim Brong-Ahafo crbabesimagency yahoo.
Box Nsawam Eastern ttakyi yahoo. Box 39 Prampram Greater Accra drbaccountant yahoo. Box 3 Ajamfuri Central snrchurches gmail. Box 1 Brong-Ahafo dermaarearuralbankltd rocketmail. Old Palace P. Box 12 Drobo Brong-Ahafo ferkanda1 yahoo.
Box 23, Asakraka-Kwahu Eastern dumpongruralbanklimited yahoo. Box 20 Osiem, Akim Eastern info eastakimruralbankltd. Box Ks , Adum Kumas Ashanti info erbank. Box 48, Mankessim Central ekumfimanruralbank yahoo. Box 15,Enyan Denkyira Central enyandenkyiraruralbankltd yahoo. Box , Begoro. Eastern fanteakwarbl gmail. Box , Nkoranza Brong-Ahafo fiagyaruralbank yahoo. Box 80, Bogoso Western fiasemanruralbankltd yahoo. Box , Kpando. Volta Region Volta info frerolruralbank. Box Am 70 Amasaman Greater Accra grbamasaman yahoo.
Box Hh , Hohoe Volta gbiruralbank yahoo. Box Ap 24 Apam Central gomoabank yahoo. Box 21 Tikobo No. Box Berekum Western kaasemanruralbank yahoo. Motel Area P. Box ,Elmina Central kakumbank gmail. Box 98, Kintampo Brong-Ahafo kintamporuralbankltd yahoo. In the Ghana club , the Sefwiman Rural bank was ranked in top 27 and it was featured in the top ten rural banks.
This mini rural bank was registered as a Public Liability Limited under the community and rural banks. If you like to know more about the history of the bank, then make sure to check out the website mentioned above. The contact information of the bank is already mentioned in the previous section of the article or you can also visit this official contact page of the bank. In Ghana club , Fiaseman rural bank ranked 28 among top banks in Ghana. The bank is located in Tarkwa Road, Prestea in the western region of the country.
The bank has a total of 9 branches in the Western Region. The bank is known for its customer friendly services. The bank provides the following services to their clients- Nnoboa loan.
Asetenapa susu loan, Onetouch plus loan private companies and organisations workers , Onetouch loan public sector workers , Transport loan, Commercial overdraft, Commercial loan, Salary overdraft, Salary loan, Nnoboa savings, Anidaso T-bill plus, Fixed deposit, Asetenapa Susu, Daakyi anidaso savings, current account, saving account and golden savings.
If you like to know more about the history of the bank, be sure to check their website mentioned above or you can also visit their social media pages for daily updates. The bank was established on September 6th, with the help of inhabitants of the Pakyi area. If you like to know more about the history of the bank, check out their official website. The bank provides the following services to their clients- Foreign Remittances, Electronic banking products, Shares, Church development loan, Motor vehicle loan, clearance loan, SME loans, Salary loans, Susu loans, Current accounts, Savings accounts and Susu savings accounts.
The bank also ranked 32 among the top financial institutions in the country. Follow them on social media for daily updates. The head office of Otuasekan Rural bank is situated at Kofiase in the Ashanti region of our country. The bank started its journey under the code of company Act , on 18th May The business started on the 24th of May, after receiving the certificate.
The bank also has a total of , customer base and a total of 9 agencies beside the head office. If you like to know more about their background and mission, check the website mentioned above. The bank provides the following services to the client- Salary advance, Salaried workers loan, Overdraft and loans, Social loans, Micro enterprise loans, Susu loans Schema, Farmers loan, Fast track loans, Importers loans, School schema loans, basic savings and current accounts, etc.
You can also browse the services on the official website of the bank. The head office of the South Akim Rural bank is located at Nankese, Suhum Kraboa-coalter district, situated at the east region of the country.
The bank was established on August 25th, and started their journey on November 2nd, There are a total of 7 agencies beside the main office. This page has detailed information about the agency network of the South Akim Rural bank.
You can also find the agencies along with the contact information and addresses in the previous section of the article. The bank provides the following services to the client- All mainstream banking services, commercial loan, salary loan, agriculture loan, cottage loan, personal loan, instrument and church development loan, petroleum and mining loan, domestic and foreign fund transfers, etc.
If you are interested in the services of the bank, check this official page. If you like to get updates on the social platform then follow them on their respective social media sites. Here is the link of their Facebook page. The bank was established in to help the rural dwellers of the Agona. There are fifteen branches all over the four districts of the western region of the country.
If you like to know more about the history, mission statement, and vision of the bank then visit this link. The bank offers following services to their clients and to the new customers - Mainsteam banking services including the Susu savings and Susu accounts, Daakye investment plans, Treasury bills, fixed deposit account, Western union foreign fund transfers, almost all type of loan services, and domestic fund transfer.
If you like to know the services in detail then visit the link mentioned above and click on the product and services option. The authors employed a triangulation method comprising relative ratio analysis, bivariate and generalized method of moments GMM techniques for the evaluation of the audited annual financial statements of the bank covering a period of 15 years.
The relative ratio analysis show that the bank's financial performance has generally been above the average of the rural banking industry. The bivariate analysis indicates that although the loans portfolio is positive, it is not properly fitted.
That is, some of its loan portfolio deviates from the path of expectation. The GMM analysis indicates that its financial performance is significantly influenced by liquidity management, bank capital and size which have enhanced its expansion and intermediation to rural households and microenterprises.
The findings have significant policy implications for the management and supervision of RCBs. Most importantly, they differentiate their services from the other financial institutions within the space of the rural financial architecture. Majority of research into this area has focused heavily on large commercial banks. This research adds value to the literature by re-focusing the searchlight on the financial performance of small banks.
The authors thank the management of Naara Rural Bank for releasing the audited financial statements of the bank for use in this research.
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